Adjustable Rate Mortgages (ARM)
Initial Interest Rate
Current Indexed Rate
Monthly Payments per $1,000 borrowed
Months 1 - 36
Months 37 - 360
Months 1 - 60
Months 61 - 360
Months 1 - 84
Months 85 - 360
*Interest Rates and Annual Percentage Rate (APR) effective 11/21/2023 and subject to change at any time. Rates shown are based on a minimum down payment of 20% on an owner-occupied 1 to 4 family residence. Adjustable Rate Mortgage interest rate and APR may increase after consummation. Margin: 2.500% Caps: 2.000% at each adjustment; 5.000% for life of loan.
Monthly payments during the initial fixed period are based on the initial rate, remaining payments expressed above are estimated based on the Current Index and the Margin, rounded to the nearest 1/8%. Your actual remaining monthly payments will be based on the then Current Index plus Margin at any adjustment date, rounded to the nearest 1/8%.
The monthly payment shown includes principal and interest. Your actual payment will be greater if an escrow account for taxes and insurance is established or required. Subject to credit approval.
Fixed Rate Mortgages
Monthly Payments per $1,000 Borrowed
30 Year Fixed
20 Year Fixed
15 Year Fixed
10 Year Fixed
**Interest Rates and Annual Percentage Rate effective 11/21/23 and subject to change at any time. Rates shown are based on a minimum down payment of 20% on an owner-occupied 1-4 family residence. The monthly payment shown includes principal and interest. Your actual payment will be greater if an escrow account for taxes and insurance is established or required. Subject to credit approval. Loan limits vary by location. Interest rates vary based on the specific loan request, property type, credit score, etc. The maximum loan amount is $726,200.00. For loans above this amount, please contact a Mortgage Professional.
With the exception of the 10 Year Fixed, conforming mortgages meet the loan limits and underwriting standards of Freddie Mac, and are eligible for sale to the agency.
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