Resources

Business Deposit Rates

For more information about any of our deposit products, contact a member of our team.

Business Money Market

Interest Rate	APY*	Minimum Daily Balance to obtain APY
2.47%	2.50%	$5,000.00 - $500,000.00
2.71%	2.75%	$500,000.01 and above

*Annual Percentage Yield (APY) effective 04/29/2025 and subject to change. Variable rate accounts. The rate may change after the account is opened. Fees charged could reduce earnings on an account. Minimum deposit to open $5,000.00.

Business Savings Account

Interest Rate	APY**	Minimum daily balance to obtain APY
1.00%	1.00%	$10.00

**Annual Percentage Yield (APY) effective 04/29/2025 and subject to change. Variable rate accounts. The rate may change after the account is opened. Fees charged could reduce earnings on an account. Minimum deposit to open $1.00. Minimum daily balance to obtain APY $10.00.

Business Term Deposit Certificates (TDC)

Term	Interest Rate	APY***
91 Day TDC	3.93%	4.00%
6 Month TDC	4.17%	4.25%
12 Month TDC	3.93%	4.00%
18 Month TDC	3.83%	3.90%
24 Month TDC	3.69%	3.75%
30 Month TDC	3.69%	3.75%
36 Month TDC	3.69%	3.75%

***Annual Percentage Yield (APY) effective 04/29/2025 and subject to change. Penalty may be applied on funds withdrawn prior to maturity for all term deposit certificates. Fees charged could reduce earnings on an account. Minimum daily balance to obtain APY $10. Minimum deposit to open Term Deposit Certificates is $500.00

Simplified Employee Pension (SEP) IRAs

Term	Interest Rate	APY****
12 Month IRA TDC	3.93%	4.00%
18 Month IRA TDC	3.93%	4.00%
24 Month IRA TDC	3.69%	3.75%
30 Month IRA TDC	3.69%	3.75%
36 Month IRA TDC	3.69%	3.75%

****Annual Percentage Yield (APY) effective 04/15/2025 and subject to change. Penalty may be applied on funds withdrawn prior to maturity for all term deposit certificates. Fees charged could reduce earnings on an account. Minimum daily balance to obtain APY is $10.00. Minimum deposit to open SEP IRA Term Deposit Certificate is $1.00.

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