Business man looking at computer screen.


Checking Accounts & Services​

At Winchester Co-operative Bank we have the accounts and tools you need to conveniently manage your money, freeing you to take care of your business your way.

Business Checking Account

While every business is unique, some needs are universal like tracking expenses, paying bills, making deposits, and managing your balances. We offer local business owners a checking account that makes doing it all easy.

Plus, there are no transaction fees  and you can avoid a $12 monthly maintenance fee with a daily balance of at least $1,000.00

You can also maximize your earnings with a Business Savings Account, or Term Deposit Certificate. Click here for information about Business Savings accounts.

Business Money Market Account

With a Business Money Market account, you can ensure your money is working as hard as you do with a higher rate on higher balances. By linking to your business checking account, you can watch your savings grow while also having the flexibility to move money as needed for your day-to-day cash flow needs. 

There is no fee for the first 6 withdrawals each month (additional withdrawals are 75¢ each), and you can avoid a $12 monthly maintenance fee by keeping $5,000.00 in the account each day.

Account Management Tools

As a business owner, you’re always on the move. Our Business Checking Account includes the tools you need to manage your account anytime, anywhere. Choose the tools that work best for you and your business.

Online Banking

Log in anytime to check account balances, transfer money between accounts, set up account alerts, download statements, pay bills and much more. 

Businesses using Quicken® can also integrate the service into Online Banking. 

Mobile Banking

Take your money with you wherever you go with our Mobile Banking App for Apple®  and Android™ devices.

You can even deposit checks in a snap from your mobile device.

Debit Card

Use your Business Debit Card to make purchases with a physical card or add it to the digital wallet on your mobile device or smartwatch. For even more security, use Card Control to turn on/off a misplaced or stolen card and even set transaction controls. 

Surcharge-Free ATMs

Avoid costly ATM surcharges by using ATMs at our Winchester and Woburn locations or any ATM displaying the SUM® or MoneyPass® logos. Click for SUM and MoneyPass locators.


  • After hours deposit drop
  • Coin and currency processing
  • ACH and wire transfers
  • Notary services
  • and more!

Get Peace of Mind with Full Deposit Protection

Your business deposit accounts are protected in full through a combination of Federal Deposit Insurance Corporation (FDIC) and Depositors Insurance Fund (DIF) insurance. Click here for information about Deposit Insurance.

You are now leaving Winchester Co-operative Bank

Winchester Co-operative Bank provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Winchester Co-operative Bank, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL

Don`t copy text!