Co-operative Select Savings Account | Interest Rate | APY* | Minimum daily balance to obtain APY |
$10.00 - 2,499.99 | 1.00% | 1.00% | $10.00 |
$2,500.00 - $500,000.00 | 3.20% | 3.25% | $2,500.00 |
$500,000.01 and above | 2.96% | 3.00% | $500,000.01 |
*Annual Percentage Yield (APY) effective 9/26/2023 and subject to change. Variable rate accounts. The rate may change after the account is opened. Fees charged could reduce earnings on an account. Minimum deposit to open $1.00. | |||
Checking & Savings Accounts | Interest Rate | APY** |
Co-operative Checking Account | 0.10% | 0.10% |
Money Market Deposit Account | 2.96% | 3.00% |
Statement Savings Account | 1.00% | 1.00% |
Club Savings Account | 1.00% | 1.00% |
Passbook Savings Account | 1.00% | 1.00% |
**Annual Percentage Yield (APY) effective 9/26/2023 and subject to change. Variable rate accounts. The rate may change after the account is opened. Fees charged could reduce earnings on an account. Minimum deposit to open $1.00. Minimum daily balance to obtain APY $10.00 | ||
Term Deposit Certificates and Individual Retirement Accounts | Interest Rate | APY*** |
Term Deposit Certificates (TDC) Minimum deposit to open Term Deposit Certificates is $500.00 | ||
91 Day TDC | 3.93% | 4.00% |
6 Month TDC | 4.88% | 5.00% |
12 Month TDC | 4.17% | 4.25% |
18 Month TDC | 4.17% | 4.25% |
24 Month TDC | 4.17% | 4.25% |
30 Month TDC | 3.93% | 4.00% |
36 Month TDC | 3.93% | 4.00% |
Traditional/Roth IRA Term Deposit Certificates (TDC) Minimum to open IRA Term Deposit Certificates is $1.00 | ||
12 Month IRA TDC | 4.17% | 4.25% |
18 Month IRA TDC | 4.17% | 4.25% |
24 Month IRA TDC | 4.17% | 4.25% |
30 Month IRA TDC | 3.93% | 4.00% |
36 Month IRA TDC | 3.93% | 4.00% |
***Annual Percentage Yield (APY) effective 9/26/2023 and subject to change. Penalty may be applied on funds withdrawn prior to maturity for all term deposit certificates. Fees charged could reduce earnings on an account. Minimum daily balance to obtain APY $10.00. | ||
Winchester Co-operative Bank provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Winchester Co-operative Bank, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.
Click the link above to continue or CANCEL
