Personal

Save Your Way

At Winchester Co-operative Bank, we make it easy for neighbors to earn more.

Start saving today!
You can open your new account online, or by visiting one of our offices. Current customers can also open a new account through Online Banking.

Your Deposits Are Insured in Full

Your accounts are protected in full through a combination of Federal Deposit Insurance Corporation (FDIC) and Depositors Insurance Fund (DIF) insurance. Click here for information about Deposit Insurance.

Great Ways to Earn More

Programs	Interest Rate	APY*	Minimum daily balance to obtain APY
12 Month Term Deposit Certificate (1)	3.97%	4.05%	$10.00
Co-operative Select Savings Account(2)	2.71%	2.75%	$500,000.01 and above
	2.23%	2.25%	$2,500.00 - $500,000.00
	1.00%	1.00%	$10.00 - $2,499.99
Money Market Deposit Account(2)	2.13%	2.15%	$10.00

*Annual Percentage Yield (APY) effective 06/01/2026 and subject to change. Fees charged could reduce earnings on an account. 1. Penalty may be applied on funds withdrawn prior to maturity for all term deposit certificates. Minimum deposit to open $500.00. 2. Variable rate account. The rate may change after the account is opened. Minimum deposit to open $1.00.

Need more information?

Use the quick contact form below and a member of our team will contact you.