FDIC
FDIC-Insured – Backed by the full faith and credit of the U.S. Government.
Depositors Insurance Fund (DIF) insures all deposit amounts over FDIC limits.
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Save Your Way

At Winchester Co-operative Bank, we make it easy for you to earn more. 

Start saving today!
You can open your new account online, or by visiting one of our offices. 

ProgramsInterest RateAPY*
12 Month Term Deposit Certificate3.97%4.05%
*Annual Percentage Yield (APY) effective 09/01/2026 and subject to change. Penalty may be applied on funds withdrawn prior to maturity for all term deposit certificates. Fees charged could reduce earnings on an account. Minimum daily balance to obtain APY $10.00. Minimum deposit to open is $500.00.
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Your Deposits Are Insured in Full

Your accounts are protected in full through a combination of Federal Deposit Insurance Corporation (FDIC) and Depositors Insurance Fund (DIF) insurance. Click here for information about Deposit Insurance.

Need more information?

Use the quick contact form below and a member of our team will contact you.