Frequently Asked Questions​

Mortgages & Loans

We have put together the answers to many of our neighbors’ most frequently asked questions. 

Have a question we missed? Use our contact form to submit.

Q. How do I apply for a mortgage loan online?
A. You can click here to apply for a mortgage online or as always loan applications can be made in person.

Q. Who should I talk to about a loan?
A. For additional details regarding our loans please call the Bank, visit one of our offices, or use one of the links below:

Q. How is credit reported?
A. Winchester Co-operative Bank reports payment activity to three of the major national credit reporting agencies: Equifax, Experian and TransUnion.

The Bank’s report to the agencies includes a twenty-four (24) month history of payments of all mortgages, home equity lines of credit, automobile and personal loans. Please click here for additional information about credit scores. If still have questions, please give us a call at 781-729-3620.

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