Products and Services

Winchester Co-operative Bank offers the following products and services:

CONSUMER DEPOSIT ACCOUNTS

  • Checking Accounts
  • Statement Savings Accounts
  • Passbook Savings Accounts
  • Club Savings
  • Money Market Deposit Accounts
  • Term Deposit Certificates (TDC)
  • Traditional/Roth IRA Term Deposit Certificates (TDC)

 

BUSINESS DEPOSIT ACCOUNTS & SERVICES

  • Business Checking Accounts
  • Statement Savings Accounts
  • Passbook Savings Accounts
  • Money Market Deposit Accounts
  • Term Deposit Certificates (TDC)
  • IRA Term Deposit Certificates (TDC) including SEP IRA
  • Treasurer’s Checks and Money Orders
  • Domestic and International Wire Transfers
  • Small business coin and currency processing
  • Signature guarantee services


CONSUMER LOANS

  • Residential Mortgages:
    • ARMs
    • Fixed Rate
    • Second Mortgages
    • Home Equity Lines of Credit
    • Home Equity Loans
    • Construction Loans
    • First Time Homebuyer Programs
  • Personal Loans
  • Auto Loans
  • Passbook Loans


COMMERCIAL LOANS

  • Commercial Real Estate Mortgages
  • Commercial Construction Loans
  • Commercial Lines of Credit
  • Commercial Auto Loans


BANKING SERVICES

  • Mobile Banking
  • Online Banking
  • eDocuments
  • Telephone Banking


FREE TO WCB CUSTOMERS

  • Debit/ATM Cards
  • Coin Counting
  • Money Orders
  • Treasurer’s Checks
  • Signature Guarantee
  • Notary Services


OFFERED TO WCB CUSTOMERS AT COMPETITIVE PRICES

  • Safe Deposit Boxes
  • Wire Transfers