Community Loan Programs​

Winchester Co-operative Bank works with organizations including Federal Home Loan Bank of Boston (FHLB Boston) and Massachusetts Housing Partnership to offer these programs that help remove some of the barriers to homeownership. Click on the links below to learn more, or contact our team.

Equity Builder Program (EBP)

Grants to help buyers earning up to 80% of the area median income with downpayment, closing cost, and home rehabilitation assistance, as well as homebuyer education and counseling. Learn about the Equity Builder Program (EBP).

Housing Our Workforce Program

Housing Our Workforce (HOW) offers grants to help homebuyers earning above 80% and up to 120% of the area median income with downpayment and closing cost assistance. Learn about the Housing Our Workforce Program.

MassDREAMS Program

First-time buyers in Massachusetts may be eligible for low payment assistance of 10% of a home’s purchase price, up to $30,000 as well as a number of other benefits. Learn about the MassDREAMS Program.

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