Woman holding a child, standing in the woods.


Helping You Earn More

With a Term Deposit Certificate from Winchester Co-operative Bank, it’s easy for you to save your way with great rates and guaranteed returns.

Stop by to open your account in person, or use the form below to connect with a member of our team.

Already a customer? Log in to Online Banking to open additional accounts quickly and securely.

Term Deposit Certificates (TDC)

TermInterest RateAPY***
91 Day TDC3.93%4.00%
6 Month TDC4.88%5.00%
12 Month TDC4.98%5.10%
18 Month TDC4.41%4.50%
24 Month TDC4.41%4.50%
30 Month TDC4.41%4.50%
36 Month TDC4.41%4.50%
***Annual Percentage Yield (APY) effective 07/01/2024 and subject to change. Penalty may be applied on funds withdrawn prior to maturity for all term deposit certificates. Fees charged could reduce earnings on an account. Minimum daily balance to obtain APY $10.00. Minimum deposit to open is $500.00

Let's Get Started

You are now leaving Winchester Co-operative Bank

Winchester Co-operative Bank provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Winchester Co-operative Bank, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL

Don`t copy text!