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Helping You Earn More

With a Term Deposit Certificate from Winchester Co-operative Bank, it’s easy for you to save your way with great rates and guaranteed returns.

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Term Deposit Certificates (TDC)

TermInterest RateAPY***
91 Day TDC3.45%3.50%
6 Month TDC3.83%3.90%
12 Month TDC3.97%4.05%
18 Month TDC3.45%3.50%
24 Month TDC3.45%3.50%
30 Month TDC3.45%3.50%
36 Month TDC3.45%3.50%
***Annual Percentage Yield (APY) effective 05/06/2026 and subject to change. Penalty may be applied on funds withdrawn prior to maturity for all term deposit certificates. Fees charged could reduce earnings on an account. Minimum daily balance to obtain APY $10.00. Minimum deposit to open is $500.00

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