Resources
Privacy Statement
FACTS
WHAT DOES WINCHESTER CO-OPERATIVE BANK DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number
- Credit scores
- Transaction or loss history
- Account transactions
- Credit history
- Wire transfer instructions
When you are no longer our customer, we continue to share your information as described in this notice.
How?
Reasons we can share your personal information
Does Winchester Co-operative Bank Share?
Can you limit this sharing?
- Does Winchester Co-operative Bank Share? YES
- Can you limit this sharing? We do not share.
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
YES
NO
- Does Winchester Co-operative Bank Share? YES
- Can you limit this sharing? NO
For our marketing purposes —
to offer our products and services to you.
YES
NO
- Does Winchester Co-operative Bank Share? NO
- Can you limit this sharing? We do not share.
For joint marketing with other financial companies.
NO
We do not share
- Does Winchester Co-operative Bank Share? NO
- Can you limit this sharing? We do not share.
For our affiliates’ everyday business purposes—
information about your transactions and experiences.
NO
We do not share
- Does Winchester Co-operative Bank Share? NO
- Can you limit this sharing? We do not share.
For our affiliates’ everyday business purposes—
information about your creditworthiness.
NO
We do not share
- Does Winchester Co-operative Bank Share? NO
- Can you limit this sharing? We do not share.
For nonaffiliates to market to you
NO
We do not share
Questions?
Call 781-729-3620 or go to www.wcbonline.com
Who are we
Who is providing this notice?
Winchester Co-operative Bank
What we do
How does Winchester Co-operative Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic, and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Winchester Co-operative Bank collect my personal information?
We collect your personal information, for example, when you
• Open an account
• Provide account information
• Apply for a loan
• Pay us by check
• Use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
• sharing for affiliates’ everyday business purposes – information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Winchester Co-operative Bank has no affiliates.
Nonaffliliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Winchester Co-operative Bank does not share with non-affiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Winchester Co-operative Bank does not jointly market.
Other Important Information
For Massachusetts Customers. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing – without your authorization. Winchester Co-Operative Bank complies with Massachusetts Information Privacy Laws.
SMS consent and phone numbers are not shared with any third parties/affiliates for marketing purposes.
If you consent to receive SMS (TEXT) messages from Winchester Co-operative Bank, you agree to receive SMS appointment updates from us. Reply STOP to opt-out; Reply HELP for support; Message & data rates may apply; Messaging frequency may vary. Visit https://www.wcbonline.com/privacy_statement to see our privacy policy and https://www.wcbonline.com/website_terms_and_conditions for terms and conditions.
