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Mortgage Rates

For more information about buying or refinancing a home, contact a member of our team or apply online, anytime.

Adjustable Rate First Mortgages (ARM)

Program	Term	Initial Interest Rate	APR*	Current Indexed Rate	Months	Monthly payments per $1,000 borrowed.
3/3 ARM	30 Years	5.375%	6.319%	4.15%	Months 1 - 36	$5.60
3/3 ARM	30 Years	5.375%	6.319%	4.15%	Months 37 - 360	$6.35
5/5 ARM	30 Years	5.500%	6.271%	4.24%	Months 1 - 60	$5.68
5/5 ARM	30 Years	5.500%	6.271%	4.24%	Months 61 - 360	$6.39
7/5 ARM	30 Years	5.750%	6.250%	4.24%	Months 1 - 84	$5.84
7/5 ARM	30 Years	5.750%	6.250%	4.24%	Months 85 - 360	$6.37

*Interest Rates and Annual Percentage Rate (APR) effective 06/16/2026 and subject to change at any time. Rates shown are based on a minimum down payment of 20% on an owner-occupied 1 to 4 family residence. Adjustable Rate Mortgage interest rate and APR may increase after consummation. Margin: 2.500% Caps: 2.000% at each adjustment; 5.000% for life of loan.

Monthly payments during the initial fixed period are based on the initial rate, remaining payments expressed above are estimated based on the Current Index and the Margin, rounded to the nearest 1/8%. Your actual remaining monthly payments will be based on the then Current Index plus Margin at any adjustment date, rounded to the nearest 1/8%.

The monthly payment shown includes principal and interest. Your actual payment will be greater if an escrow account for taxes and insurance is established or required. Subject to credit approval.

Fixed Rate First Mortgages

Product	Product	Interest Rate	APR**	Number of Payments	Monthly payments per $1,000 borrowed.
30 Year Fixed	30 Year Fixed	6.250%	6.260%	360 Payments	$6.16
20 Year Fixed	20 Year Fixed	6.250%	6.266%	240 Payments	$7.31
15 Year Fixed	15 Year Fixed	5.750%	5.767%	180 Payments	$8.30
10 Year Fixed	10 Year Fixed	5.500%	5.528%	120 Payments	$10.85

**Interest Rates and Annual Percentage Rate effective 06/16/2026 and subject to change at any time. Rates shown are based on a minimum down payment of 20% on an owner-occupied 1 to 4 family residence. The monthly payment shown includes principal and interest. Your actual payment will be greater if an escrow account for taxes and insurance is established or required. Subject to credit approval. Loan limits vary by location. Interest rates vary based on the specific loan request, property type, credit score, etc. The maximum loan amount is $962,550. For loans above this amount, please contact a Mortgage Professional.

With the exception of the 10 Year Fixed, conforming mortgages meet the loan limits and underwriting standards of Freddie Mac, and are eligible for sale to the agency.