FDIC
FDIC-Insured – Backed by the full faith and credit of the U.S. Government.
Depositors Insurance Fund (DIF) insures all deposit amounts over FDIC limits.
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Community Loan Programs​

Winchester Co-operative Bank works with organizations including Federal Home Loan Bank of Boston (FHLB Boston) and Massachusetts Housing Partnership to offer these programs that help remove some of the barriers to homeownership. Click on the links below to learn more, or contact our team.
Meet Our Lending Team

Equity Builder Program (EBP)

Grants to help buyers earning up to 80% of the area median income with downpayment, closing cost, and home rehabilitation assistance, as well as homebuyer education and counseling. Learn about the Equity Builder Program (EBP).

Housing Our Workforce Program

Housing Our Workforce (HOW) offers grants to help homebuyers earning above 80% and up to 120% of the area median income with downpayment and closing cost assistance. Learn about the Housing Our Workforce Program.

Massachusetts Housing Partnership (MHP)

The Massachusetts Housing Partnership (MHP) is a public non-profit organization that supports affordable housing development and preservation in Massachusetts. MPH offers the ONE Mortgage Program, a state-backed program to help low to moderate-income first-time homebuyers achieve homeownership.

Learn about the ONE Mortgage Program

First-Time Home Buyer Program
Mortgage Rates
Mortgage Calculator

Ready to bank your way?

Find out how Winchester Co-operative Bank can help you bank your way.

Visit one of our offices
Use our contact form
Call (781) 729-3620

Founded in 1893, Winchester Co-operative Bank is a mutually owned, state-chartered, co-operative bank dedicated to meeting the financial needs of individuals, families, and businesses in Winchester, Woburn, and surrounding communities.

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19 Church Street
Winchester, MA 01890
(781) 729-3620

Routing # 211371573

Equal Housing Lender

Member FDIC
Member DIF
NMLS# 466036

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