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Savings
and checking accounts are the lifeblood of your financial affairs.
Winchester Co-operative Bank offers the full range of deposit
accounts you would expect from any bank, including:
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Passbook Savings Accounts
- No
minimum balance
- No
fees
- Old-fashioned passbook issued
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Statement
Savings Accounts
- No fees
- No minimum balance
- Monthly
statements
- No
ATM charges from WCB or other SUM™ ATMs
- Direct Deposit
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Club Savings
Accounts
- No
minimum balance
- No
fees
- Passbook-style account
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NOW
Accounts
- 24-hour
banking, 7 days a week, 365 days a year
- NYCE,
Cirrus and Plus ATM access
- No
ATM charges from WCB or other SUM™ ATMs
- Free
NOW checking (no activity charges) with Direct Deposit
(no minimum balance) or a minimum balance of $250.00
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Business
Checking Accounts
- No
service charges with a minimum balance of $1,000, otherwise just $12 per month
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 Money
Market Deposit Accounts
- No
minimum balance
- Monthly
statements
- Check
writing allowance of 3 per month
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Term
Deposit Certificates
- 91-day,
6-month, 12-month, 18-month and 24-36 month Certificates of Deposit
- $500 minimum deposit, $10 to earn APY
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IRA
and Roth IRA Term Deposit Certificates
- 12-month or 18-month
term
- No annual fee
- No
minimum balance
- Deposits
allowed weekly, monthly or annually
- FDIC Insured up to $250,000
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All
deposits are insured in FULL through the FDIC and the Share Insurance
Fund.
There
are NO service charges on any of our Savings Plan Accounts. For
additional details regarding any WCB deposit account, please come
into the bank and speak with one of our Customer Service Officers,
or call us at 781-729-3620.
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