| Q |
Are all my deposits insured in full? |
| A |
Yes. Deposits maintained in different rights or capacities, are each separately insured to $100,000 and retirement accounts are insured to $250,000 by the Federal Deposit Insurance Corporation (FDIC). All amounts above that are insured in full by the Share Insurance Fund of The Co-operative Central Bank (SIF).
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| Q |
How do I apply for on-line banking? |
| A |
Once you have opened a WCB account, just click the on-line banking icon and follow the instructions.
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| Q |
How do I open an account? |
| A |
To open an account at Winchester Co-operative Bank, simply come into the bank during normal business hours, and ask for Anna or Denise.
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| Q |
How can I get personal service for on-line banking? |
| A |
You can get personal service and help with WCB on-line banking in one of three ways… You can call 1-877-409-0278; you can call the bank directly, at 781-729-3620; or you can drop by the bank in person.
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| Q |
How do I transfer money to WCB? |
| A |
Our routing number for both ACH transfers (direct deposits) and Wire transfers is 211371573.
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| Q |
How do I get an ATM / Debit card? |
| A |
Please stop in and see us at your convenience. We have a short application for you to fill out and your card will be mailed directly to you in a few days.
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| Q |
How do I apply for a mortgage loan on-line? |
| A |
Because we value your personal relationship with us, we ask that all loan applications be made in person.
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| Q |
Does WCB offer student loans? |
| A |
Yes. Guaranteed student loans are made through Sallie Mae / Nellie Mae, and we offer bank-funded student loans as one of our Personal Loan products.
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| Q |
Who should I talk to about a loan? |
| A |
For Mortgage Loans, see Joan Morgan or Mark Fisher. For Auto or Personal Loans, see Joanne Reese or Chris Irving.
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| Q |
How can I order checks? |
| A |
Call the Bank at (781) 729-3620, or click here to visit the Deluxe page directly. |
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